For the month of November I am only going to use cash to buy things. I am going to say goodbye to my debit and credit cards and say hello to dollar bills and change. I started thinking about this idea when Bank of America announced all of their extra fees they are going to start charging people to use cards. That being said, I don’t use Bank of America so the extra fees don’t affect me. I have received mixed reviews from the people I spoke with about this idea. There responses were: “How are you going to do that?”, “How much are you going to have to take out?”, “Why?” etc. After hearing all of these reactions I knew I could call one person who would be able to support this effort. That person would be my dad; my guess is that he has probably used a credit card maybe 4 times this whole year. Since I was little he has always used cash to pay for everything; my mom on the other hand...that is a different story. :)- He told me that he knows I can do it, I just have to really budget how much I am going to spend.
This is where it becomes tough…a budget. I think half the reason I am doing this is to really start to think about what I am spending my money on. I do have a habit of not even looking at prices sometimes and I thought maybe if I start thinking more about it I could save some money. The second problem other than the budget is trying to figure out how much I should take out. I looked at my bank account and started to figure out how much I have spent for the past 3 months. It made me realize this is going to be tricky becuase I have spent different amounts of money each month…I also have to take into account that its a holiday month.
Here are my rules:
1. I can only take out money once
2. If something really bad happens (i.e. hospital visit) I can use my cards
3. I am paying for bills via direct deposit/cards i.e. Rent, Direct TV, Taekwondo ext.
So I will keep you updated on my ventures. I still don’t know how much I am going to take out. It should be an interesting month.
Sunday, October 16, 2011
Friday, September 23, 2011
If It's Not Broke....Fix It?
Change: to make the form, nature, content, future course, etc., of (something) different from what it is or from what it would be if left alone.
I hear people say “if it’s not broke don’t fix (change) it”. My first thought is “yeah you’re right” why would you want to change something if it is working. After thinking about it a little more I have realized that I don’t fully agree with this mantra anymore. I am starting to think that anything worth keeping needs to constantly evolve or it will die off to the next best thing. I think maybe that’s the problem congress is having right now. We have so many programs that for awhile have worked and people at one point said well why re-think or re-look at this program when it is working. Well now we see that we need to re-work and re-think and “change” many of these programs. I think without change you can’t grow and that fear prevents a lot of things in life from being great. So this week my goal is to think of things that I would like to change. First order of Business: should I get rid of Netflix all together because prices have gone up or should I stick with just the DVD or just streaming or both?
Blind Spot – James Franco
Funny story about this movie, when I got Blind Spot in the mail my first thought was “this movie doesn’t sound that interesting to me”. I ended up watching half of the movie, it was a documentary about fossil fuels and basically scientists and researchers telling everyone that we are bound to run out and are screwed. Don't get me wrong I think this is an important issue and that we need to look into renewable resources. Well it wasn’t until I was half way into the move that I thought "where is James?”. I then look at one of my favorite sites (IMDb) and realized that I was watching the wrong Blind Spot. That being said I hope to watch the real Blind Spot soon. I am also no longer going to post a movie every blog because it prevents me from blogging more since I sometimes cant find time to watch movies (crazy I know).
Special Shout out to Avery…I hope you have a Happy 1st Birthday!
I hear people say “if it’s not broke don’t fix (change) it”. My first thought is “yeah you’re right” why would you want to change something if it is working. After thinking about it a little more I have realized that I don’t fully agree with this mantra anymore. I am starting to think that anything worth keeping needs to constantly evolve or it will die off to the next best thing. I think maybe that’s the problem congress is having right now. We have so many programs that for awhile have worked and people at one point said well why re-think or re-look at this program when it is working. Well now we see that we need to re-work and re-think and “change” many of these programs. I think without change you can’t grow and that fear prevents a lot of things in life from being great. So this week my goal is to think of things that I would like to change. First order of Business: should I get rid of Netflix all together because prices have gone up or should I stick with just the DVD or just streaming or both?
Blind Spot – James Franco
Funny story about this movie, when I got Blind Spot in the mail my first thought was “this movie doesn’t sound that interesting to me”. I ended up watching half of the movie, it was a documentary about fossil fuels and basically scientists and researchers telling everyone that we are bound to run out and are screwed. Don't get me wrong I think this is an important issue and that we need to look into renewable resources. Well it wasn’t until I was half way into the move that I thought "where is James?”. I then look at one of my favorite sites (IMDb) and realized that I was watching the wrong Blind Spot. That being said I hope to watch the real Blind Spot soon. I am also no longer going to post a movie every blog because it prevents me from blogging more since I sometimes cant find time to watch movies (crazy I know).
Special Shout out to Avery…I hope you have a Happy 1st Birthday!
Tuesday, August 9, 2011
Is it fate?
Do you ever wonder if fate is real? Lately I have heard people say, “this is my destiny” or “this is what I am meant to do”. I wonder sometimes what my fate is? Is it to invent something? Is it to become someone? Is it to love more? The reason I started to think about this lately is because of a pair of sunglasses and sandals.
Object One: My friend Britt had sunglasses that fell into the water and then into the muck. I of course felt bad and jumped into the muck but had no luck finding them. The next morning while looking under the dock Britt saw them and was able to pick them up out of the muck. Was it fate that Britt found those glasses…next week will she be wearing them and have a bug fly into her face but the glasses stop the bug from hitting her eye? Maybe!
Object Two: It all started because I was trying to bring a Jet Ski from one dock to another. I kept my sandals on my feet to run over to the other dock and then I didn’t want to get them wet so I put them on top of the Jet Ski. I had to wiggle the Jet Ski because it was beached on the sand. I finally got it free and took off. I went on a few rides and got off the Jet Ski and soon realized I did not have my sandals. I went back over to the other dock to look for them and found one floating in the water. After 15 min of looking for the other one I gave up. The next morning I was on the dock and I yelled out “shut the front door”. There was my sandal floating in the water 6 docks from where I had lost it. It is fate? Would I have been walking and cut my left big toe due to the lack of sandal. Maybe!
What role does fate play in your life? Do fate and destiny go hand in hand or are they two different things?
James Franco – Mother Ghost - 2002 – Skateboarder Guy
If I ever pick a new person I might start with movies where they appear for more then 10 min in the film. Mother Ghost stars Mark Thompson. The story is about his mother passing away and him being haunted by it and unable to move on with his life. He ends up calling into a radio station and talks to a popular psychiatrics who helps him realize things in his life that have been preventing him from moving forward. James Franco plays a skateboarder who Mark encounters on his way to the radio station. I think he asks for a smoke and gives him some cheap advice. It was a okay movie, had some funny parts and a overall good message. It was not a must see.
Object One: My friend Britt had sunglasses that fell into the water and then into the muck. I of course felt bad and jumped into the muck but had no luck finding them. The next morning while looking under the dock Britt saw them and was able to pick them up out of the muck. Was it fate that Britt found those glasses…next week will she be wearing them and have a bug fly into her face but the glasses stop the bug from hitting her eye? Maybe!
Object Two: It all started because I was trying to bring a Jet Ski from one dock to another. I kept my sandals on my feet to run over to the other dock and then I didn’t want to get them wet so I put them on top of the Jet Ski. I had to wiggle the Jet Ski because it was beached on the sand. I finally got it free and took off. I went on a few rides and got off the Jet Ski and soon realized I did not have my sandals. I went back over to the other dock to look for them and found one floating in the water. After 15 min of looking for the other one I gave up. The next morning I was on the dock and I yelled out “shut the front door”. There was my sandal floating in the water 6 docks from where I had lost it. It is fate? Would I have been walking and cut my left big toe due to the lack of sandal. Maybe!
What role does fate play in your life? Do fate and destiny go hand in hand or are they two different things?
James Franco – Mother Ghost - 2002 – Skateboarder Guy
If I ever pick a new person I might start with movies where they appear for more then 10 min in the film. Mother Ghost stars Mark Thompson. The story is about his mother passing away and him being haunted by it and unable to move on with his life. He ends up calling into a radio station and talks to a popular psychiatrics who helps him realize things in his life that have been preventing him from moving forward. James Franco plays a skateboarder who Mark encounters on his way to the radio station. I think he asks for a smoke and gives him some cheap advice. It was a okay movie, had some funny parts and a overall good message. It was not a must see.
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